Programs & Services
Programs and Services – Residential Programs
CRU works with several admitted and non-admitted carriers to offer HO3, HO4 and HO6 policy forms in various states.
New York Residential Program
CRU currently offers admitted homeowners coverage in New York on behalf of Occidental Fire and Casualty Company of North Carolina (OFCCNC). A.M. Best’s Financial Strength Rating for OFCCNC is A- with a Stable outlook. The program is available to all the counties located in Downstate New York: Bronx, Brooklyn (Kings), Nassau, New York, Queens, Staten Island (Richmond), Suffolk and Westchester.
For more information on our New York Residential Program, please download our CRU NY Programs Overview brochure.
South Carolina Residential Program
CRU offers admitted homeowners coverage in South Carolina on behalf of Occidental Fire and Casualty Company of North Carolina (OFCCNC). A.M. Best’s Financial Strength Rating for OFCCNC is A- with a Stable outlook. The program offers HO-3, HO-4 and HO-6 coverage statewide, including resort islands (Sullivan’s Island, Isle of Palm, Folly Beach, Kiawah Island, Seabrook Island, Edisto Beach and Hilton Head Island.)
For more information on our South Carolina Residential Program, please download our CRU SC Programs Overview brochure.
Alabama Residential Program
CRU offers non admitted homeowners coverage in Alabama on behalf of Wilshire Insurance Company (Wilshire). Wilshire is a subsidiary of IAT Reinsurance Company Ltd., an insurance holding company with substantial financial strength, rated A- by A.M. Best. The Alabama Homeowners Program is offering HO-3 coverage in the Coastal Alabama counties of Mobile and Baldwin.
For more information on our Alabama Residential Program, please download our CRU AL Programs Overview brochure.
Louisiana Residential Program
CRU offers admitted homeowners coverage in Louisiana on behalf of Occidental Fire and Casualty Company of North Carolina (OFCCNC). A.M. Best's Financial Strength Rating for OFCCNC is A- with a stable outlook. The program offers HO-3 coverage statewide including to $1 million Coverage A.
For more information on our Louisiana Residential Program, please download our CRU LA Programs Overview brochure.
Virginia Residential Program
CRU offers admitted homeowners coverage in Virginia on behalf of Occidental Fire and Casualty Company of North Carolina (OFCCNC). A.M. Best's Financial Strength Rating for OFCCNC is A- with a Stable outlook. The program offers HO-3 coverage statewide up to $1 million Coverage A.
For more information on our Virginia Residential Program, please download our CRU VA Programs Overview brochure.
Florida High Value Home Program
CRU offers non admitted High Value Homeowners coverage in Florida on behalf of Ironshore Specialty Insurance Comopany (ISIC). A.M. Best's Financial Strength Rating for ISIC is A- with a Stable outlook. The program offers HO-3 coverage statewide from $1 million Coverage A up to $10 million Total Insured Value.
For more information on our Florida High Value Homeowners Residential Program, please download our CRU FL High Value Home Programs Overview brochure.
For further information, please email us at marketing@cru360.com.