Programs & Services
Residential Program
High-Value Residential Program:
This program targets coastal residential properties with Total Insured Values greater than $1,000,000 to $20,000,000. Accounts with values greater than $20,000,000 may be submitted on a special request basis.
- Building, Personal Property and Business Income
- Personal Property & Business Income values may not exceed 40 percent of total insured values.
- Personal Property & Business Income values may not exceed 40 percent of total insured values.
- Cause of Loss
- All Risk excluding Flood and Quake, Basic Form and Wind and Hail only are all available options (subject to the terms, conditions, exclusions and limitations of coverage).
- All Risk excluding Flood and Quake, Basic Form and Wind and Hail only are all available options (subject to the terms, conditions, exclusions and limitations of coverage).
- Options
- Risks can be quoted on a full TIV basis or on a First Loss or Layered basis.
- Risks can be quoted on a full TIV basis or on a First Loss or Layered basis.
- Deductibles
- 2% Deductibles (VA, MD, DE, PA, NJ, NY, CT, RI, MA)
- 5% Deductibles (NC, SC, GA, FL, AL, MS, LA, TX, HI)